Compute your net salary, CNSS and AMO contributions and income tax (IR, 2026 brackets) from gross. Free, no sign-up.
Morocco's finances, in one place
Free calculators and guides for Moroccan personal and business finance: private, no account, in English, Arabic, and French.
Free Finance Tools for Morocco
Free calculators and simulators to manage your money in Morocco: net salary, income tax (IR), VAT, withholding tax and invoicing. Updated for the 2026 Finance Act, 100% online, no sign-up.
- Free
- No sign-up
- Updated, FA 2026
- 100% client-side
Convert net to gross and back with Morocco's 2026 VAT rates (20%, 14%, 10%, 7%), prorata and VAT credit.
Calculate withholding tax on dividends, fees and the new 5% RAS on commercial rent (from July 2026).
Create and export Morocco-compliant invoices (ICE, VAT, payment method) as PDF. 100% free, no account.
Validate UBL 2.1 XML and verify ICE codes for Moroccan e-invoicing.
Convert the Moroccan dirham (MAD) against major currencies (EUR, USD, GBP) with live exchange rates, free.
From the blog
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Taxes
Morocco's 2027 Finance Bill: What Awaits Businesses and Households
The 2027 finance bill (PLF) will be tabled in October 2026. Macroeconomic framework (growth targeted at 4.1% in 2027), a course of 'social consolidation and discipline', stability of the tax system, expected fiscal and customs measures, parliamentary calendar: the complete guide to anticipating the 2027 budget and preparing your business right now.
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Moroccan Economy
Bank Al-Maghrib Holds Its Key Rate at 2.25%: The Council Ruled on September 22, 2026
Meeting on Tuesday, September 22, 2026 in Rabat, Bank Al-Maghrib's Council decided to keep the key rate unchanged at 2.25%. Inflation is forecast at 0.7% in 2026 before rising to 1.5% in 2027, in a context of above-4% growth and a shaky stock market: what this decision means for your loans, your savings and the monetary calendar (next meeting on December 15, 2026).
Yassine El Amrani·5 min read
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Moroccan Economy
Morocco Returns to GMT: The 360° Impact on the Economy, Energy and Offshoring
As of Sunday, September 20, 2026, 2:00 AM, Morocco has permanently returned to GMT: clocks went back 60 minutes and the country now runs on Greenwich Mean Time. A 360-degree analysis of that missing hour: real energy savings or the 0.17% myth, time gaps with France and Spain, consequences for offshoring and call centers, the Casablanca Stock Exchange, tourism and daily life.
Salah-eddine Bennani·8 min read
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